The 15 Best Financial Literacy Books For Women



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Financial literacy books

With all the resources online, it can be easy to overlook financial literacy books. However, books allow you the time to reflect as you read.

Because they’re long-form, books are a great way to dive into topics you care about. So you can use financial education books to achieve financial wellness.

The following personal finance books are strong options. Women can get the knowledge they need. In addition, they can take control of their financial situations.

Financial literacy basics

Before we talk about the best books to help you, what is financial literacy?

It’s simply understanding money. You’ll increase your knowledge and confidence when you know more. Here are some basics to practice for financial literacy.

Firstly, you start out with simple things. Such as budgeting and knowing your credit score. And then move into saving an emergency fund, earning more, and investing.

But if you’re still unsure where to begin, these books can help.

Top financial literacy books for women

Here are 15 of the best financial literacy books for women that you should check out.

1. Clever Girl Finance: Ditch Debt, Save Money, and Build Real Wealth by Bola Sokunbi

Clever Girl Finance Book

Clever Girl Finance’s Founder, Bola Sokunbi, has spent her career helping women achieve financial independence. In Clever Girl Finance, Bola focuses on the three personal finance pillars that money-savvy women need to master.

Bola is a self-made money expert and finance influencer. And she shares real world examples from her own life.

In addition, she also shares proven financial wellness processes. They include how women can leave debt behind and start saving, and invest in ways that build wealth for the rest of their lives.

These ideas make it one of the best financial literacy books you can read.

The book aims to teach and empower women. It helps them to identify their own personal needs, challenges, and relationship with money. Stories from other women’s journeys make financial security feel accessible.

2. Get a Financial Life: Personal Finance in Your Twenties and Thirties by Beth Kobliner

Get a financial life

Written by financial journalist Beth Kobliner, this financial literacy book is for millennials wanting to explore their financial prowess.

Today’s young adults are faced with managing their money in unique times. We’re in the age of student loan debt and a nationwide housing crisis.

So Get A Financial Life gives concrete, actionable tips. These promote healthy financial habits that will benefit the reader now and later.

3. Real Money Answers for Every Woman: How to Win the Money Game With or Without a Man by Patrice C. Washington

Real money answers

Patrice C. Washington draws from her own experience with student debt and overspending. In Real Money Answers, she shares how women can dig themselves out of bad money habits.

Using a Q & A format, Patrice covers how to truly own your finances. She covers building credit, buying a home, and negotiating higher pay.

Readers may be new to money management or need a financial reset. Either way, Patrice’s advice shows how freedom comes with financial security.

4. Broke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin Lowry

Broke millenial

Broke Millennial shows that being young doesn’t mean you have to be broke. Consequently, it’s among the best financial literacy books for women who want to become better with money.

Erin writes in a relatable style that encourages action in readers. In fact, her philosophy is “Get Your Financial Life Together” (#GYFLT).

So beyond the budgeting and debt repayment basics, Erin dives into the mindset and a practical approach. For instance, planning a life with a partner and staying in control of your money habits in social situations.

5. On My Own Two Feet: A Modern Girl’s Guide to Personal Finance by Manisha Thakor and Sharon Kedar

On my own two feet

Co-authored by Harvard Business School graduates and investment experts Manisha Thakor and Sharon Kedar. On My Own Two Feet provides a roadmap for money management.

So Manisha and Sharon guide their readers through all the personal finance basics. From spending and saving habits to big-purchase goals and safeguards. With the aim of relieving money stress, this book is packed with useful advice.

6. You Are a Badass at Making Money: Master the Mindset of Wealth by Jen Sincero

You Are a Badass at Making Money

Motivational writer Jen Sincero dedicated this book to the internal work that needs to be done to earn and grow the money you deserve. So it’s useful for entrepreneurs, freelancers, and women wanting to negotiate their worth.

You Are A Badass focuses on the psychology of money. It identifies and addresses the barriers to earning that you’ve created in your own head.

In addition, written with humor and moxie, each chapter uses personal anecdotes of transformation. Plus self-reflection exercises for you to reach your earning potential.

The book is for anyone who lives with a financial scarcity money mindset and wants to feel a sense of abundance with their money.

7. The 21-Day Financial Fast: Your Path to Financial Peace and Freedom by Michelle Singletary

The 21 day financial fast

A financial literacy book by Michelle Singletary that is perfect to read if you need a clearly defined game plan for finance.

The 21-Day Financial Fast takes you through a three-week spending hiatus (except for any essentials). In addition, it gives you time to address bad spending habits. Also plan for paying down debt, and prepare for the expenses of the future.

Michelle recognizes that money can be a source of stress and limitations. Consequently, this 21-day “fast” promotes financial peace and freedom.

8. Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin and Joe Dominguez

Your money or your life

Vicki Robin and her co-author Joe Dominguez have sold more than one million copies of this book.

Your Money Or Your Life teaches you to have agency over how you feel about and deal with money. You’ll work through a nine-step program. Vicki explains everything from mindfulness and decluttering to side hustles, and money conversations.

The book focuses on intentionality in your spending and investing. In addition, it explains how to make your money work for you and the world around you. So a lot of the book’s content ties into Vicki’s background in the sustainable living movement.

9. The Feminist Financial Handbook: A Modern Woman’s Guide to a Wealthy Life by Brynne Conroy

The feminist financial handbook

The Feminist Financial Handbook uses a feminist lens to approach personal finance.

We live in a society controlled by whoever can pay. Brynne argues that women can create a more fair world by building their own wealth.

It draws from stories of women of varying races, sexual orientations, abilities, and financial situations. Brynne provides motivation and resources to achieve personal success.

10. Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required by Kristy Shen and Bryce Leung

Quit like a millionaire

Quit Like A Millionaire was written by married couple Kristy Shen and Bryce Leung. It’s absolutely on the list of the best financial literacy books for wealth building. Both authors are champions of the FIRE (Financial Independence, Retire Early) movement.

Basically this unique approach advocates for retiring at any age. You do this by spending less and investing. Shen uses a numbers-driven system that readers can adapt to live life on their own terms and grow rich.

In addition, you can do this away from day jobs and standard retirement savings. Find financial freedom with the money lessons in this book.

11. We Should All Be Millionaires: A Woman’s Guide to Earning More, Building Wealth, and Gaining Economic Power by Rachel Rodgers

We should all be millionaires

We Should All Be Millionaires offers a powerful perspective on becoming rich. Rachel shares ideas for earning more money. In addition, you’ll find advice for shifting your mindset about wealth.

Overall, it’s a refreshing look at why and how to be successful as a woman today.

12. Clever Girl Finance: Learn How Investing Works, Grow Your Money by Bola SokunbiLearn how investing works bookBola Sokunbi’s second book goes beyond everyday money management. Instead, it demystifies the world of investment.

It’s just as approachable as her first book. Learn How Investing Works guides novice investors to take action toward long-term financial gain.

Bola also gives examples of the difference between making money and building wealth. In addition, she includes pitfalls to avoid and knowledge to use to become a successful investor.

Even on a modest salary, readers should feel confident enough to grow a nest egg for the future after reading this book.

13. The Black Girl’s Guide to Financial Freedom: Build Wealth, Retire Early, and Live the Life of Your Dreams by Paris Woods

The Black Girl's Guide to Financial Freedom

If you are tired of feeling broke, The Black Girl’s Guide to Financial Freedom will help you craft a plan to build wealth. Based on the author, Paris Woods personal experience, it outlines a simple path to creating financial freedom for yourself.

After years of working in the education field, she figured out her wealth-building blueprint without changing careers. Her goal with this book is to show you how to do the same.

Specially focused on Black women, this book will resonate with women of all ages especially young professionals just starting out on their career paths.

14. Women with Money: The Judgement-Free Guide to Creating the Joyful, Less Stressed, Purposeful (and, Yes, Rich) Life You Deserve by Jean Chatzky

Women with money Jean Chatzky

In Women With Money, readers are encouraged to use money to build a more relaxed life that aligns with their values. It includes an organized system that helps you think through how you view money. In addition, you’ll learn to use your money to make strides toward the things you want most in life.

It features incredible research and sound advice. Jean reminds us what money is really about.

15. Get Good with Money: Ten Simple Steps to Becoming Financially Whole by Tiffany AlicheGet good with money

For those who want their best money life, but want a system to get them there. Tiffany explains in a 10-step plan how to assess, organize, and control your money. In addition, she shares her own money mistakes and recipes for success.

Get Good With Money gives advice for those new to finance. You’ll learn all the basics. In addition, you’ll learn the best way to structure your money.

Start reading these top financial literacy books for women today!

Women generally get paid less than men and live longer. So female money management is unique. Ultimately, it’s on us to make the effort to succeed.

We can do this through financial education books and careful planning.

Knowledge is the first step to taking charge of your journey. Also, as you work on achieving financial wellness, join the Clever Girl Finance book club and free financial courses.