Virgin Money increases rates on core fix products by 0.40%

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Virgin Money will be making changes to its core mortgage product offering from 8pm today (21 June).

The changes will see all fixed rate products increase by 0.40%.

The lender’s two-year fixed rate at 65% loan-to-value (LTV) with a £995 product fee will increase to 3.14%, while the two-year fixed rate at 65% LTV with no fee will rise to 3.59%.

Elsewhere, the five-year fixed rate at 65% LTV with a £995 product fee will go up to 3.18%.

Last week, Virgin Money among other lenders announced product changes following the Bank of England’s (BoE) decision to increase the base rate to 1.25%.

The increase marked the fifth base rate rise since December 2021 after a decade of historic lows.

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